Loan Against Property Interest Rates
Are you considering leveraging the equity in your property to meet your financial needs? Securing a Loan Against Property (LAP) can be smart, providing you with the funds required for various purposes. One crucial aspect of LAP that demands careful consideration is the interest rate.
Compare Property Loan Interest Rates Offered by Various Banks & NBFCs
Loan against property offers various options, including amounts up to Rs. 75 crores from different banks. Check the table below to compare loans against property details from top banks, with tenures ranging from 10 to 20 years depending on the amount.
| Bank Name | Interest Rate Range | Processing Fees | Loan Amount | Tenure | Enquire Now |
|---|---|---|---|---|---|
| HDFC LAP Loan | 10.25% to 11% | 0.50% to 3% | Up to 25 Lakhs | 10 to 20 Years | Apply Now |
| AXIS LAP Loan | 10.25% to 13% | 0.50% to 1% | Up to 5 Lakhs | 0 to 10 Years | Apply Now |
| ICICI LAP Loan | 10.25% to 12% | 0.00% to 1% | Up to 10 Lakhs | 0 to 15 Years | Apply Now |
| Kotak LAP Loan | 9.15% to 10% | 1.00% to 3% | Up to 5 Lakhs | 0 to 15 Years | Apply Now |
| Standard Chartered LAp Loan | 9.25% to 13% | 0.00% to 1% | Up to 10 Lakhs | 0 to 15 Years | Apply Now |
| Bajaj Finserv Home Loan | 10.25% to 13% | 1.00% to 3% | Up to 11 Lakhs | 0 to 15 Years | Apply Now |
| SBI LAP Loan | 9.00% to 20% | 0.00% to 1% | Up to 20 Lakhs | 10 to 20 Years | Apply Now |
| IDFC LAP Loan | 9.00% to 20% | 0.00% to 1% | Up to 10 Lakhs | 10 to 20 Years | Apply Now |
| Tata Capital LAP Loan | 10.25% to 14% | 0.00% to 1% | Up to 10 Lakhs | 10 to 20 Years | Apply Now |
| YES LAP Loan | 9.40% to 10.25% | 1.00% to 2% | Up to 15 Lakhs | 1 to 5 Years | Apply Now |
| BOB LAP Loan | 10.55% to 10% | 1.00% to 3% | Up to 7.5 Lakhs | 1 to 5 Years | Apply Now |
| PNB LAP Loan | 10.40% to 10.75% | 0.00% to 0.75% | Up to 10 Lakhs | 1 to 5 Years | Apply Now |
| IndusInd LAP Loan | 8.60% to 10.75% | 0.00% to 2% | Up to 1 Lakhs | 1 to 5 Years | Apply Now |
| Aditya Birla LAP Loan | 9.00% to 14% | 1.00% to 3% | Up to 75 Lakhs | 1 to 5 Years | Apply Now |
| Incred LAP Loan | 10.25% to 15% | 1.00% to 3% | Up to 1 Lakhs | 1 to 5 Years | Apply Now |
| Poonawalla LAP Loan | 8.50% to 22% | 1.00% to 3% | Up to 25 Lakhs | 1 to 5 Years | Apply Now |
| DCB LAP Loan | 9.75% to 15% | 1.00% to 3% | Up to 5 Lakhs | 1 to 5 Years | Apply Now |
| Piramal LAP Loan | 11.00% to 15% | 1.00% to 3% | Up to 2 Lakhs | 1 to 5 Years | Apply Now |
| Aadhar Finance LAP Loan | 11.25% to 16.5% | 1.00% to 3% | Up to 1 Lakhs | 1 to 5 Years | Apply Now |
| L&T LAP Loan | 8.65% to 15% | 1.00% to 3% | Up to 7.5 Lakhs | 1 to 5 Years | Apply Now |
| IIFL | 11.40% to 15% | 0.25% to 2% | Up to 7.5 Lakhs | 1 to 5 Years | Apply Now |
Interest Rates for Loan Against Property
The interest rates for loans against property range from NaN%. The rate you're offered depends on factors such as your loan amount, credit score, and repayment duration. Maintaining a good CIBIL score helps you to get the best interest rates from the bankers.
| Loan Against Property Details | |
|---|---|
| Interest Rate | { "minimum": 9, "maximum": 25 }% p.a onwards |
| Processing | Up to 3% of the loan amount |
| Loan tenure | Can be up to 20 years and above |
Note: The above-stated interest rates are subject to change from time to time.