Personal Loan Balance Transfer

A personal loan balance transfer is transferring your loan from one lender to another for better interest rates and tenure. In this way, you can significantly reduce your EMI and can also avail a top-up loan if required. Applying to multiple banks for a short period for a balance transfer may reduce your credit score, we at Finmarket help you choose your lender in your best interest and make your balance transfer journey hassle-free.

Personal Loan Interest Rates

Bank Name Interest Rate Range Processing FeesLoan AmountTenureEnquire Now
HDFC Personal Loan10.75% to 14% 0.50% to 2% Up to 50 Lakhs 1 to 5 Years Apply Now
AXIS Personal Loan10.75% to 15% 0.50% to 2% Up to 40 Lakhs 1 to 5 Years Apply Now
ICICI Personal Loan10.75% to 15% 0.50% to 2% Up to 50 Lakhs 1 to 5 Years Apply Now
Kotak Personal Loan10.50% to 15% 0.50% to 2% Up to 30 Lakhs 1 to 5 Years Apply Now
Standard Chartered Personal Loan11.50% to 18% 0.50% to 2% Up to 50 Lakhs 1 to 5 Years Apply Now
Bajaj Finserv Personal Loan11.25% to 35% 3.00% to 3.93% Up to 40 Lakhs 1 to 5 Years Apply Now
SBI Personal Loan11.25% to 14% 1.00% to 2.7% Up to 20 Lakhs 1 to 5 Years Apply Now
IDFC Personal Loan11.50% to 28% 1.25% to 3.5% Up to 40 Lakhs 1 to 5 Years Apply Now
Tata Capital Personal Loan10.95% to 18% 1.00% to 2.75% Up to 35 Lakhs 1 to 5 Years Apply Now
YES Personal Loan9.40% to 10.25% 1.00% to 2% Up to 40 Lakhs 1 to 5 Years Apply Now
BOB Personal Loan10.95% to 10% 1.00% to 2% Up to 40 Lakhs 1 to 5 Years Apply Now
PNB Personal Loan10.95% to 18% 1.00% to 2% Up to 40 Lakhs 1 to 5 Years Apply Now
IndusInd Personal Loan12.00% to 18% 1.00% to 2% Up to 50 Lakhs 1 to 5 Years Apply Now
Aditya Birla Personal Loan11.50% to 18% 1.00% to 3% Up to 35 Lakhs 1 to 5 Years Apply Now
Finnable Personal Loan12.50% to 32% 1.00% to 3% Up to 5 Lakhs 1 to 5 Years Apply Now
Paysense Personal Loan12.50% to 32% 1.00% to 3% Up to 5 Lakhs 1 to 5 Years Apply Now
Incred Personal Loan12.50% to 32% 1.00% to 3% Up to 5 Lakhs 1 to 5 Years Apply Now
* Note: The annual interest rate and processing fee will vary depending on the customer's risk profile and chosen tenure.

Personal Loan EMI Calculator

In a matter of seconds, a personal loan eligibility calculatorhelps to determine eligibility. You can borrow between 1 lakh to 50 lakhs, based on eligibility requirements.

Interest Rates for Personal Loan Balance Transfer

You can always compare the Personal loan interest rates across the Bankers and we believe that we can provide you with the lowest in the market.

Personal Loan Details
Interest Rate 10.75% p.a onwards
Processing Up to 0.50% of the loan amount
Loan tenure 1 Year to 5 Years
Guarantor Not required
* Note: Wherever the details regarding interest rates, processing fees and tenure are mentioned, they may differ as per the lenders' discretion. The actual eligibility will be determined based on the borrowers' risk profile during the loan application process.