Personal Loan Top Up

A top-up loan is an incremental loan that can be availed on top of your existing personal loan from the same lender usually after repaying 12 EMI's, this way you can get significant benefits like the same interest rate and no documentation required for the additional loan you avail.

Personal Loan Top Up Interest Rates

Bank Name Interest Rate Range Processing FeesLoan AmountTenureEnquire Now
HDFC Personal Loan10.75% to 14% 0.50% to 2% Up to 50 Lakhs 1 to 5 Years Apply Now
AXIS Personal Loan10.75% to 15% 0.50% to 2% Up to 40 Lakhs 1 to 5 Years Apply Now
ICICI Personal Loan10.75% to 15% 0.50% to 2% Up to 50 Lakhs 1 to 5 Years Apply Now
Kotak Personal Loan10.50% to 15% 0.50% to 2% Up to 30 Lakhs 1 to 5 Years Apply Now
Standard Chartered Personal Loan11.50% to 18% 0.50% to 2% Up to 50 Lakhs 1 to 5 Years Apply Now
Bajaj Finserv Personal Loan11.25% to 35% 3.00% to 3.93% Up to 40 Lakhs 1 to 5 Years Apply Now
SBI Personal Loan11.25% to 14% 1.00% to 2.7% Up to 20 Lakhs 1 to 5 Years Apply Now
IDFC Personal Loan11.50% to 28% 1.25% to 3.5% Up to 40 Lakhs 1 to 5 Years Apply Now
Tata Capital Personal Loan10.95% to 18% 1.00% to 2.75% Up to 35 Lakhs 1 to 5 Years Apply Now
YES Personal Loan9.40% to 10.25% 1.00% to 2% Up to 40 Lakhs 1 to 5 Years Apply Now
BOB Personal Loan10.95% to 10% 1.00% to 2% Up to 40 Lakhs 1 to 5 Years Apply Now
PNB Personal Loan10.95% to 18% 1.00% to 2% Up to 40 Lakhs 1 to 5 Years Apply Now
IndusInd Personal Loan12.00% to 18% 1.00% to 2% Up to 50 Lakhs 1 to 5 Years Apply Now
Aditya Birla Personal Loan11.50% to 18% 1.00% to 3% Up to 35 Lakhs 1 to 5 Years Apply Now
Finnable Personal Loan12.50% to 32% 1.00% to 3% Up to 5 Lakhs 1 to 5 Years Apply Now
Paysense Personal Loan12.50% to 32% 1.00% to 3% Up to 5 Lakhs 1 to 5 Years Apply Now
Incred Personal Loan12.50% to 32% 1.00% to 3% Up to 5 Lakhs 1 to 5 Years Apply Now
Note: The annual interest rate and processing fee will vary depending on the customer's risk profile and chosen tenure

Personal Loan EMI Calculator

In a matter of seconds, a personal loan eligibility calculatorhelps to determine eligibility. You can borrow between 1 lakh to 50 lakhs, based on eligibility requirements.

Interest Rates for Personal Loan Top Up

You can always compare the Personal loan interest rates across the Bankers and we believe that we can provide you with the lowest in the market.

Personal Loan Top-Up Details
Interest Rate10.25% p.a onwards
Processing Up to 2% of the loan amount
Loan tenure 1 Year to 5 Years
GuarantorNot required
Note: The above-stated interest rates are determined by Financial institutions and the rates may change.
* Note: Wherever the details regarding interest rates, processing fees and tenure are mentioned, they may differ as per the lenders' discretion. The actual eligibility will be determined based on the borrowers' risk profile during the loan application process.